Personal Injury

Alan Templeman
Brett Templeman
John Howard

We know you didn’t wake up the morning of your accident and anticipate what was going to happen. It is scary and stressful when an accident occurs. You will have to find a way to take care of yourself physically as well as emotionally and more. There will be property loss or damage, and you will have to find a way resolve it. This is a time when you need to recover from an incident that interrupted your life and could impact it for a long time. You need to speak with a legal professional about your rights in this situation. It’s important you know how to obtain fair compensation.

What Is a Personal Injury Lawyer?

A personal injury lawyer, otherwise known as a PI Lawyer is a litigator who provides legal representation of someone who is physically or psychologically injured due to negligence or wrongdoing. Our experienced PI Lawyers specialize in work injuries, automobile accidents, defective products, and medical mistakes. It is important to get an excellent lawyer if you are injured from a fault not of your own. You deserve proper compensation for the injury that you suffered and our lawyers do just that through research and persistence. If you live Southern California and have a potential personal injury lawsuit, give us a call and let us help you.

Insurance Companies

One of the first things you should do is to contact personal injury attorney Insurance companies try to pay you as little as is legally permissible. They are a business and trying to pay as little as they can for claims is a financial benefit to them. You don’t have to simply accept what the insurance company offers you. A trained legal professional will know the law and how to get an accident victim what they deserve from an insurance company.

Value Of A Claim

An experienced personal injury attorney will know what a claim is worth. They will know what a person should expect from an insurance company or another defendant when it comes to compensation. This includes compensatory damages for property loss, medical bills, pain and suffering and more. There is also a chance to receive punitive damages. This is when the defendant’s actions are so severe, a judge believes they should be financially punished.


Most people do not have a background that includes negotiating with insurance companies. A personal injury lawyer will have extensive negotiating experience when it comes to dealing with insurance adjusters as well as the insurance company’s legal representatives. Our personal injury attorneys know the law involving liability and negligence. The insurance company will not be able to tell them something about the legality of a case that is not true. This is why a our personal injury attorneys are so effective at negotiating fair settlements for their clients. Insurance companies understand these legal professionals know the claims process and everything involved with it.

Next Step

Should your attorney not be able to obtain a fair settlement during the negotiations process with an insurance company, they can bring a lawsuit in civil court. The factors involved in an incident will determine what action is taken. If the insurance company refuses a reasonable settlement agreement, a lawsuit may be the only way to resolve the issue.

Refrain From Discussing Your Case

An attorney will tell you that you should never discuss your case with anyone except them. Insurance companies do search social media for posts and information about an incident that could make it possible for them to deny a claim or pay significantly less than what is fair. It is common for accident victims to say something innocent on social media and have an insurance company take it out of context. They will then try to use it against the accident victim.

Contact Our Personal Injury Attorneys

Lowthorp Richards is a personal injury law firm experienced at getting fair compensation for their clients. If you have been injured by a negligent party, contact the personal injury attorneys at Lowthorp Richards at (805) 981-8555 for a free consultation today!